When a person has a property in judicial sub-status, he / she is in a limited situation and can see that he / she did not have a solution in order to be able to paralyze that sub-status procedure, or, in order to solve this situation, avoiding the loss of ownership . The person has completely lost control over the immoble, not being able to do so in front of the deutes above, it doesn't feel like being able to avoid a public sub-up procedure.
Traditional banking is not agile or fast enough , to be able to provide a feasible and practical solution to the needs of people who are in such a delicate situation.
TQ has extensive experience in posing executive procedures, putting in practice our versatility, flexibility and professionality. I could summarize in quatre forms the mechanisms that I use the most to follow our objective of stopping a sub-up .
Our ultimate goal is always and it will be, that our client regains control of the immovable mitigating the unlocking of an indestructible situation.
What options do you use to stop a subthrough?
TQ is a company with a wide range of experiences and experiences in this area, since it has been working in the sector and has been working for a great diversity of clients, planning each one of its different cases. Així mateix, TQ is going to give a special transcendence in that sector started from the canvi legislation that is going to be produced in 2015 with the implementation of the electronic sub-station.
Amb els anys i l'experience, podem state that is 4 Mecanismes els that utilitzem per month Situacions resoldre of Subhasta.
Ahead expliquem breument possibles les quatre solucions per paralitzar one Subhasta, Essent les formes utilitzades month that aportin als majors beneficis nostres clients.
Stop a subuntil cancel·lant the credit; amb or sense remove
The owner of a property, following a natural person or legal entity, suffers from a complicated personal / commercial situation that leads to a lack of compliance with the serious debts with the credit institution of the mortgage loan, followed by a private bank or capital entity. The entity, starts from this situation of payment, donates for the expiration of the mortgage loan and proceeds to the seva judicial claim. The owner does not face the claim of the deute i això triggers a procedure of public subjection of the property.
When the client is in contact with us, because he teaches the farm in sub-until, analyzing the seu cas with agility and li donem responds in 24 hours .
TQ negotiates directly with the creditor, the one who is claiming the payment of the judicial debt, arrives at an agreement in advance to immediately cancel the contract with our client.
During this negotiation, our legal and financial department will donate support, assistance and information during the process.
Quan realitzem this opted to stop a sub-up , we will try at all times to reduce the total amount of the debt claimed in order to obtain the maximum benefit for our client.
TQ, because you advise the financing you need to cancel the debt that has originated a sub-until procedure, you will use as a mortgage guarantee the estate that is sub-pending, Així Mateix, our client in cap moment will lose the condition of proprietari.
What benefits did the client get?
- Considerable reduction of the deute claim to the creditor.
- Guanyar temps per trobar a solution to a complicated situation.
- Assessment of our professional team to definitively resolve the situation of difficulty that is passing.
Paralitzar a sub to a cancellation of credit and subrogation
This is an operation similar to the previous one, but in these cases it is to cancel the debt of the sub-loan until a subrogation of the mortgage is carried out with the creditor who claims the payment of the contract.
Surt the farm of the second owner to sub-instàncies d'a creditor who claims the judicial deutenant. Nosaltres, are in contact with the creditor who is executing and arrives at an agreement to cancel the second credit for a preu, subrogant-us to the position of creditor, that is to dir, posant-us in the seu lloc i maintain the mortgage range.
In these cases the deute totally is not canceled, but the deute amb nosaltres is contrau; Ensign to the mateixa position of deute and així can cancel the mortgage execution procedure and stop the sub- floor .
Nosaltres pay the seu deute and ens posem in the position of creditor seu, donating fruit to a new relationship between deutor-creditor, with greater flexibility , and that the help for resoldre qualsevol complicated situation that was able to present. In this way, our client did not lose the ownership of the farm object to the sub-farm.
What benefits did the client get?
The client returns to guanyar times to face paying the debt or the owner will come. Ultimately, per trobar a solution to resolve the situation.
Stop a sub until realitzant a cessió de remat
Situació aquesta l'abordem quan ja s'ha celebrat the però Subhasta faces no s'ha dictat decret d'adjudicació.
This solution is raised in the cases in which the debtor, in some way, has found the way to deposit 5% of the appropriation to participate in the sub-until. Així mateix, has made a position in the sub-until it has turned out to be the largest bidder and, consequently, the adjudicator of the farm.
In these cases, it legally replaces the adjudicator for what in the period of between 20 and 40 days, depending on the percentage of the bid, the payment proceeds in the jutjat of the amount of the bid deducted 5% of the appropriation. ha delivered. In this situation, it is clear that it is practically impossible to seek traditional bank financing because of the severe way of working.
If you are in this situation, we are able to finance the sufficient agility and speed to be able to complete both the times and donations of the jutjat to record the totality of the position made.
The final procedure is to be done , simply to carry out these steps:
- Bid in the sub-until I turn out to be the winner, that is to say, the highest bidder.
- Contact us because you want to start with more aviat millor tot the process of financing.
- Comparèixer in the jutjat represented by a solicitor, communicating that the payment will be made by a third party , and that that third party will be Dark Keep BCN SL In that country, as in tots, l'assessorarem i facilitate, if així ho desitja, a solicitor of trust because it is realitzi dita gestió in the seu nom i representation.
- The natural or legal person who makes the payment in the jutjat, the auctioneer, is the adjudicator of the property and has a canvi de titularitat . This will become the owner of Dark Keep. Aquest canvi de ownership of the property has always been agreed upon previously with our client, to whom he will donate totes the facilitation to regain the ownership of the property or some benefit from losing the sense to obtain res a canvi.
Who benefits from the client?
- The client will have the possibility to buy back the second farm .
- L'ajudem to obtain the financing .
- If the passibility of repurchase is not possible, doncs li plantagem pose for the sale the property through our real estate department and obtain part of the benefits. The benefits of the sale of the farm will be used to liquidate the diners that I have lent to be able to deposit the totality of the import pujat to the jutjat and, a vegada fet això, it will proceed to the distribution of the benefits between you and TQ Eurocredit.
Paralitzant a sub until realitzant a bid
This circumstance occurs when the creditor is not willing to negotiate with us the cancellation of the credit or tea, some high expectations for the recovery.
In these cases, we can bid in the sub up to the seu nom. Participate in the sub-until in the seu nom, anticipated agreement between us, to recover the property and pugem per l'import agreed.
If it turns out to be the highest bidder, the jutjat will proceed to decree that the adjudicator of the property will be selected, subsequently, according to the client who is the possibility that they can raise; a repurchase of the farm or the possibility of selling the farm and obtaining a benefit from the loss that has sofert.
Who benefits from the client?
- A Vegades, it is the only way to regain ownership.
- Possibilitat d'obtenir a profit from the sale.
Benefits of stopping a judicial sub-tax to Dark Keep
As previously mentioned, I had experience in paralyzing judicial subhastes . T'ajudem to stop the subway and regain control of the property.
Mainly, treballem amb aquests objectius i avantatges:
- Donem legal assessment for free.
- Maintain control of the property .
- I advise times to come with calm the property and obtain a benefit, in which case the objective followed.
- We update the quotes for the loan and refinance the current mortgage loan in the case that is still necessary.