" Thanks to TQ I was able to give my business the impetus that was missing without so much paperwork "
Textile company entrepreneur
How do we do it?
Financing for companies
At Dark Keep we get the financial boost that companies lack. If financing has been requested for a company and the bank does not give the requested credit, there is no problem because we can.
If a company needs financing, at TQ we can help any company by offering a flexible solution fully adapted to the needs of any company.
We are leaders in the private financing market, specialists in financing for companies and being the ideal alternative to traditional banking, when the bank does not provide credit
We list the benefits of financing companies with Dark Keep:
- Access to finance
We can give financing to those companies that need liquidity and an economic boost. When the bank closes access to credit, we are the only option to obtain financing for companies .
- Greater agility
Response and financing time is much faster than with traditional banking. Response in 24 hours, acceptance in 48 hours. Also, we don't need as much bureaucracy.
- Tailored fees
Personalized service throughout the process and with which we get an installment plan designed by the client, to give greater flexibility in payment.
- Financial experts
A team of lawyers, economists and financiers with more than 15 years of experience in the sector. We apply our experience and knowledge in each operation advising and financially advising companies.
- Bank consulting
We exhaust all possibilities through the bank, obtaining the best market conditions. In addition, you save on management and costs; looking carefully at the best financing option for each company .
Specialists in financing for companies
At Dark Keep we are specialists in giving and obtaining financing for companies , of all sectors and of all specialties. Our difference and specialty is that we have no limit, we can provide financing whatever the amount to solve any financial problem.
We have financed very important business projects for all types of companies, whether to solve tax problems, new investments, real estate projects, renewal of machinery ... Any of these situations have a certain complexity and require significant financing. The help of a business finance expert who takes a close look at the entire operation is absolutely necessary for it to be beneficial to all parties. It is essential to hire a specialist with experience and transparency because, generally, this financing for companies is needed urgently and quickly.
It should be noted that depending on the financial situation of each company we adapt to their needs and particularities of the business. In addition, we always work thinking of the maximum benefit for the company, so that it can find the best financing in the market. We analyze whether there is the possibility of seeking financing for companies in the bank through our own contacts, finding the best market conditions. If the bank rejects the loan, there is no problem, because we can carry out private financing for companies ourselves through private financing, making a loan with a real estate guarantee.
Financing for companies in crisis
To explain that it is a company in crisis, it can be defined by stating that it is a company that, due to some specific economic factor, its finances no longer function regularly. It can be temporary or long-term, but the longer this financial instability lasts, the more worrying the situation will be. On many occasions, to solve this economic problem, liquidity is needed for the company, and the bank is usually the first resource. The problem is greater when financing is needed very quickly , when the economic situation is not good or if there are bad delinquency records because, then, the bank does not provide financing of any kind for the company.
Before, if the bank did not give credit it was a very serious problem, but now, obtaining financing for companies in crisis is not so difficult because with private financing and its loans with home equity you can obtain financing for companies in crisis. It should be noted that for a company in crisis speed is vital because an injection of working capital on time, and with a good strategy, can reactivate any business.
How to know if a company is in crisis?
The first palpable symptom to know if a company is in crisis and needs financing is the lack of liquidity . This symptom is easy to detect and you have to correct it quickly and find a solution because it can be the trigger for a serious financial situation. The lack of liquidity can come for many reasons (pending collections, extraordinary expenses ...) but if the risks are well identified, and with the adequate financing, the appropriate measures can be adopted.
Indicators to see that a company is in crisis
To find out if a company is in crisis and requires financing to solve its situation, it is best to discuss it with an expert finance and accounting team as soon as possible.
There are some indicators that, at a glance, can give us clues about whether the company is in crisis and may need financing:
- Fall in sales due to loss of customers.
- Lack of liquidity to pay supplier invoices, payroll, taxes ...
- Negative profit and loss.
- Negative balance sheet working capital.
What financing is there for companies in crisis
If financing is needed for companies in crisis there are three main sources:
- Own funds , either with a capital increase or contributions from partners.
- Bank financing . It will be the most complicated because, generally, they do not give financing to companies in crisis because of their risk.
- Private financing . It is an alternative and / or complementary financing to the bank and it is the ideal and fastest financing for companies in crisis. The main requirement is that a real estate guarantee is required.
Conditions for financing companies in crisis
The only requirement to finance a company in crisis, in private financing , is to provide a real estate guarantee that supports the operation and reduces risk. This property can be a flat, house, lot, building, warehouse… and it can be your own, a family member or a friend. Generally, you can finance up to 45% of the value of the property, always subtracting the charges.
Also, for the capital injection to be effective and help companies to get out of the crisis, it is essential to have and present a good business and recovery plan that shows the solution to get out of the crisis.
Private financing for companies
When the bank financing channels close, the best alternative is private financing for companies . Companies that specialize in offering private financing for companies have been in the sector for years and are increasingly regulated and supported by the state registry of intermediation companies, the Ministry of Health, Social Policy and Equality and the National Consumer Institute.
One of the main reasons why the banking possibilities are closed is due to non-payment and appearing in delinquency lists such as RAI or ASNEF. But, with private financing for companies , there is no problem getting financing; the only requirement is to have your own real estate, that of a relative or friend and, if possible, free of charges.
Benefits of private financing for companies
Private financing for companies is obtained through private capital and is the fastest way to obtain financing and liquidity that, in many cases, is of vital importance to avoid major problems or continue advancing with projects.
Next we will show all the benefits of private financing, but to be practical and mark the true strength, the main benefit of private financing for companies , is that it is the only lifeline that a company can access when it cannot access the traditional banking. As we have commented previously, one of the main reasons is having a high CIRBE or appearing in the delinquency records, both the company and the administrators. When this problem occurs, the company can only access private financing . For this reason, it is said that private financing is the ideal alternative to banking and that it is necessary to resort to it when financing is needed for the company and the bank does not provide it.
These are some advantages of applying for private financing for companies instead of bank financing for companies:
- Only solution: in many cases private financing for companies is the only and last option to obtain financing.
- Speed: The agility and speed with which the entire operation is managed from the moment the request for private financing for the company is received, until the loan is granted. It is a much faster process, without so much bureaucracy and with the minimum requirements.
- Maximum flexibility: with private financing for companies, the client designs the payment method that best suits them, with the most beneficial installments and deficiencies.
- No limit: you can order the amount you need, there is no limit. It will depend on the value of the property provided. If the amount of private financing requested by the company does not exceed 45% of its value, the amount can be given very quickly.
- Security: private financing is becoming more secure, more regulated, recognized and similar to bank financing. Also, thanks to the new mortgage law, it is much more transparent.
Requirements of private financing for companies
The requirements to obtain private financing for companies are very simple. To access it there is only one and only requirement, that of presenting a real estate guarantee, either your own, of a relative or a friend. Any company can resort to private financing, no matter its activity, legal form or market.
Urgent financing for companies
If you need urgent financing for companies, it is possible that through the traditional bank it is an impossible task, because the concession terms are much longer than with private financing. For financing to be processed urgently, a service with the least bureaucratic obstacles is needed so that financing for companies is very fast.
In addition, you can request the credit discreetly and safely in the bank account you want, without having to register or change bank.
You have to be careful with the pages that are found after performing the search for " I need money urgently " because not all the options that appear are reliable. You have to make sure the company that manages the financing complies with all the legality. Not all companies can access urgent financing, each case must be studied and many entities offer different conditions for companies, but generally, they are the same financing conditions for all companies.
To carry out urgent financing for companies you need a real estate guarantee, either from the company itself, from a relative or a friend. This property will be used as collateral and, apart from reducing the risk of the financing operation, the entire operation is guaranteed so that it is totally sure that, in the worst case, the repayment of the loan is guaranteed.
With this requirement, urgent financing for the company is extremely fast and flexible.
At Dark Keep you can get urgent financing for small, medium and large companies quickly and easily. As mentioned above, the only requirement is to provide a real estate guarantee , to be able to be free of charges. In this way, urgent financing for companies can be obtained in a matter of very few days. Although the financing is urgent, it does not mean that there is a limit to apply. There is no credit limit, the limit is set by the value of the property contributed.
Different types of financing for companies
There are different types of financing for companies and we summarize the most common:
- Bank loans for companies
Depending on the business profile, its operating results and relationship / relationship with the bank, special characteristics and conditions may be achieved in business loans. Thanks to our knowledge and good relationship with banks, at TQ we can achieve the best market conditions.
- Lines of credit for companies
Unlike business loans, lines of credit grant an amount that is freely available, paying the interest on the capital that has been used. This tool is very common among companies because in this way a reserve fund is obtained in case the company needs financing at specific times due to lack of working capital.
- Home Equity Loans
This product offers financing for companies that have a property that can be used as a payment guarantee. The amount that may be requested is a percentage of the value of the property that is given as collateral. Home equity loans are often used when the bank does not offer financing to businesses because of their risk or a business loan is urgently needed. Therefore, home equity loans are the ideal alternative to banking. In this category, Dark Keep is the market leader.
- Factoring and Confirming
Factoring is a form of financing for companies by which you can pay bills from one or more suppliers later. In this way, there is an intermediary lender who will pay when the invoice is due, and the company that contracts Factoring will pay the intermediary lender later.
Confirming is just the opposite, charging an order before delivering it and thus having liquidity.
- P2B or crowdlending loans
They are private investors who decide whether or not to invest in the business project.
Example for a € 100,000 loan with mortgage guarantee, repayment period of 24 months with a TIN of 11%, monthly interest rate of € 916.67 (return of capital at maturity) 4% opening commission, without insurance. Total amount to be returned: € 122,000, APR: 14.11%.